Savings Products

Never Spend Your Money Before You Have It

We’ve packaged our savings products to suit your needs better because we care about you

Savings Products

Akiba Savings Account

  • This account is open to all and operates like a current account
  • Minimum balance of 500ksh
  • Monthly ledger fees of 50ksh
  • You can access ATM card, Unicash, Pay bill, Personal cheque, in house payment voucher

Boresha Account

  • Minimum operating balance is kshs.2,000/=
  • No monthly ledger fees.
  • Have an annual maintenance fee of Kshs 100.
  • The customer can apply for ATM card, Unicash, Personal Cheque, pay bill
  • Withdrawal charges apply.

Jijenge Deposits

• Minimum monthly deposit of kshs.300/-
• No monthly ledger fees.
• One qualifies loan 4 to 5 times the deposits
saved in the account.
• Withdrawal upon giving a notice within
60days and free from co-guarantee.
• Deposits withdrawn during the year will not
earn interest.
• Minimum monthly contributions to be
Kshs 300 for customers.
• Interest rates to be as follows;
* Below 1million – 7.5% p.a
* Above 1million-2million 8%-p.a
* Above 2million- 9%p.a
• Withdrawal charges apply

Shirika Savings Account

This account is ideal for societies
• Minimum balance kshs.500/=
• Monthly ledger fees of kshs.300/=
• The society management can apply for
a personal cheque
• Withdrawal charges apply.

Watoto Account

• This account will instill your child the culture of
saving at an early age.
• Minimum operating balance kshs.500/=
• No monthly ledger fees.
• The account is withdrawable three times a year
• The parent or guardian can operate the account
until the child reaches age of majority.

School Fees Account

• This account helps parents/ guardians.
• Minimum operating balance is 500/=
• Withdraw is restricted to three times in a year at
back-to-school periods.
• Three free bankers’ cheques per year to be given
to customers.
• No monthly ledger fees.
• Withdrawal charges apply.
• The parent or guardian can operate the account
until the child attains the age of majority

Holiday Savings

Are you a Holiday lover?

  • The account is open to all customers
  • Minimum weekly savings kshs.250
  • Minimum operating balance is kshs.110/=
  • Negotiated holiday packages.
  • No monthly ledger fees.
  • Withdrawal charges apply

Benevolent Fund

• No minimum operating balance.
• Kshs 600 Contribution per annum for
one individual and Kshs 1,200 for a
couple per annum.
• No monthly ledger fees.

Imarisha Savings

This account is for entrepreneurs
and salaried employees (Small
Scale)
• A minimum balance of kshs.110.
• No monthly ledger fees.
• Withdrawal charges apply.
• One can access ATM Card,
Unicash and Pay bill.

MFI Member Savings

• Weekly savings of Kshs 300
• Free financial literacy training once per
year with certificates.
• No monthly ledger fees.
• One qualifies loan 4 times of the funds
saved in the account.
• Withdrawal upon one leaving the group
and free from co-guarantee

Chama Savings

• Minimum opening balance of
kshs 2,000/=
• No monthly ledger fees.
• Maintenance fee Kshs 100 per
year to be charged in December.
• Withdrawal to be Kshs 100 per
transaction