Savings Products
Never Spend Your Money Before You Have It
We’ve packaged our savings products to suit your needs better because we care about you
Savings Products
Akiba Savings Account
- This account is open to all and operates like a current account
- Minimum balance of 500ksh
- Monthly ledger fees of 50ksh
- You can access ATM card, Unicash, Pay bill, Personal cheque, in house payment voucher
Boresha Account
- Minimum operating balance is kshs.2,000/=
- No monthly ledger fees.
- Have an annual maintenance fee of Kshs 100.
- The customer can apply for ATM card, Unicash, Personal Cheque, pay bill
- Withdrawal charges apply.
Jijenge Deposits
• Minimum monthly deposit of kshs.300/-
• No monthly ledger fees.
• One qualifies loan 4 to 5 times the deposits
saved in the account.
• Withdrawal upon giving a notice within
60days and free from co-guarantee.
• Deposits withdrawn during the year will not
earn interest.
• Minimum monthly contributions to be
Kshs 300 for customers.
• Interest rates to be as follows;
* Below 1million – 7.5% p.a
* Above 1million-2million 8%-p.a
* Above 2million- 9%p.a
• Withdrawal charges apply
Shirika Savings Account
This account is ideal for societies
• Minimum balance kshs.500/=
• Monthly ledger fees of kshs.300/=
• The society management can apply for
a personal cheque
• Withdrawal charges apply.
Watoto Account
• This account will instill your child the culture of
saving at an early age.
• Minimum operating balance kshs.500/=
• No monthly ledger fees.
• The account is withdrawable three times a year
• The parent or guardian can operate the account
until the child reaches age of majority.
School Fees Account
• This account helps parents/ guardians.
• Minimum operating balance is 500/=
• Withdraw is restricted to three times in a year at
back-to-school periods.
• Three free bankers’ cheques per year to be given
to customers.
• No monthly ledger fees.
• Withdrawal charges apply.
• The parent or guardian can operate the account
until the child attains the age of majority
Holiday Savings
Are you a Holiday lover?
- The account is open to all customers
- Minimum weekly savings kshs.250
- Minimum operating balance is kshs.110/=
- Negotiated holiday packages.
- No monthly ledger fees.
- Withdrawal charges apply
Benevolent Fund
• No minimum operating balance.
• Kshs 600 Contribution per annum for
one individual and Kshs 1,200 for a
couple per annum.
• No monthly ledger fees.
Imarisha Savings
This account is for entrepreneurs
and salaried employees (Small
Scale)
• A minimum balance of kshs.110.
• No monthly ledger fees.
• Withdrawal charges apply.
• One can access ATM Card,
Unicash and Pay bill.
MFI Member Savings
• Weekly savings of Kshs 300
• Free financial literacy training once per
year with certificates.
• No monthly ledger fees.
• One qualifies loan 4 times of the funds
saved in the account.
• Withdrawal upon one leaving the group
and free from co-guarantee
Chama Savings
• Minimum opening balance of
kshs 2,000/=
• No monthly ledger fees.
• Maintenance fee Kshs 100 per
year to be charged in December.
• Withdrawal to be Kshs 100 per
transaction