Why saccos are better than banks?

Why saccos are better than banks?

The term “Sacco” is an abbreviation meaning “savings and credit co-operative society.” It can be defined as a member-based financial institution that operates on cooperative values, identity, and principles, which include socio-economic...
What Is Zero-Based Budgeting?

What Is Zero-Based Budgeting?

In a zero-based budget, your income minus your expenses should be equal to zero. Zero-based budgeting approach encourages accounting for every penny of your monthly income. The zero-based budget, also known as the zero-sum budget, is founded on the principle that...
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