Loan Products
Together We Grow
Salary Loan (unsecured)
- Available to salaried employees.
- Loans are up to Kshs 500,000/=
- Attractive Interest rate on reducing
- 2/3 rule must apply.
- No Security.
Salary Loan (Secured)
- Available to salaried employees,
- Loans are up to Kshs 10,000,000/=
- Maximum repayment period of up to 84 months
- 2/3 rule must apply
- Interest Rate on reducing balance.
Salary Loan (Advance)
- Available to salaried employees and pensioners
- Loan are up to Kshs 300,000/=
Agri-Loan (Kilimo Unsecured)
- Available to Agri based businesses
- Loans are up to Kshs 500,000/=
- Attractive Interest rate is at a reducing balance
- 2/3 rule must apply
- No security
Agri-Loan (Kilimo Secured)
- Available to Agri-based business operations
- Loans are up to Kshs 50,000,000/=
- Maximum repayment period of up to 84 months
- Attractive Interest rate is at a reducing balance
- 2/3 rule must apply
Agri-Loan (Mifugo)
- Available to all farmers based in livestock raring areas
- Loans available after months of operations
- Loans are up to Kshs 500,000/=
- Attractive Interest rate.
Agri-Loan (Kilimo advance)
- Available to dairy and tea farmers
- Loans are up to Kshs 300,000/=
Agri-Loan (Tea Bonus Advance)
- Available to tea farmers
- Attractive Interest rate.
SME Loan (Unsecured)
- Available to Business enterprises
- Loan up to Kshs 500,000/=
- No security
- Attractive Interest rate is on reducing balance
SME Loan (Secured)
- Available to business enterprises
- Maximum repayment period of up to 84 months
- Attractive Interest rate is on a reducing balance
- Loans up to a maximum of 50Million.
Jijenge Loan
- Available to all Jijenge account holders
- Amounts are 4 to 5 times the balance of the Jijenge savings
- Maximum repayment period is up to 84 months
- Security: guarantors, title deed and logbook
Society Development Loan
- Available to cooperative societies
- Loans are up to Kshs 50,000,000/=
- Interest rate is at a reducing balance
- 2/3 rule must apply
Asset Finance Loan
- Available to all members
- Loan is from 80% of the total purchase
- Interest rate is at a reducing
- The vehicle must be comprehensively insured under MAPA insurance
- 2/3 rule must apply
- Security: Title deed, logbook
Insurance Premium Financing
- Available to all our customers
- Loan for insurance premium payment
- Maximum period is up to 10 months.
Trade Financing
- Available to all our customers.
- Invoice discounting is also incorporated.
- Amounts above Kshs 500,000/- must be secured.
Overdraft Loan
- Available to all business enterprises
- Security: Title deed, logbook
Group Loan (Micro Finance Loan)
- Available to all registered organized group members
- Loans available after 6 weeks of operations
- Loans are 4 times the savings balance
- Interest Rate on reducing balance.
Group Loan (Chama Loan)
- Available to organized registered groups for asset acquisition
- Security: Title deed, logbook
- Interest Rate on reducing balance.
