Savings Products
Together We Grow
Savings Account
- This account is open to all and operates like a current account.
- Minimum operating balance of kshs.500
- Minimum interest-bearing balance above kshs.20, 000
- Free quarterly statements.
- Affordable withdrawal charges.
- You can access ATM card, Unicash, Paybill, Personal cheque, in house payment voucher
Fixed Deposit
- This account creates a saving a culture among our customers
- Minimum balance kshs.10,000/=
- Minimum interest period of 1 month,3 months, 6months and 1 year
- Automatic roll-over of the FDR upon maturity
- Does not attract a monthly ledger fee
School Fees Account
- No minimum operating balance.
- Withdrawal is restricted to three times in a year at back to school periods.
- No monthly ledger fees.
- The parent or guardian can operate the account until the minor attains the age of majority.
Enterprise Account
- This account is ideal for corporate customers
- The customer can access loans, LPO funding, overdraft
- The customer can enjoy the use of ATM, Personal cheque, Unicash and in house payment vouchers
- Free quarterly statement
Society’s Savings Account
- This account is ideal for societies
- The society management can apply for a personal cheque
- The society is eligible to premium financing
Group Account
- Ideal for chama people who want to save and borrow as a group.
- Low minimum operation
- No monthly ledger fees.
- Loan is (3) three times savings in the a/c.
Watoto Account
- This account will instill your child the culture of saving at an early age.
- Low operating balance
- No monthly ledger fees.
- The account is withdrawable three times a year
- Minimum interest bearing balance above kshs.20, 000
Boresha Account
- This account is open to all and operates like a current account.
- Minimum operating balance is kshs.2,000/=
- No monthly ledger fees.
- Free quarterly statements
- The customer can apply for ATM card, Unicash, Personal Cheque, paybill
MFI Member Savings
- MFI is suitable for chama members who would like to borrow as individuals.
- Each group member can get a pass book.
- No monthly ledger fees.
- One qualifies for a loan 4times of the funds saved in the account.
Jijenge Account
- Minimum monthly deposit of kshs.200/-
- No monthly ledger fees.
- One qualifies for a of loan of 4 to 5 times the deposits saved in the account.
- Proposed interest rate 7% p.a. on the non -withdraw able fund
Soko Shirika Savings
- This account is for entrepreneurs (Small and Medium Scale)
- Minimum operating balance of kshs.200.
- No monthly ledger fees.
- ATM, Paybill, personal cheque and Unicash charges apply.
- Weekly non withdrawable deposits (Jijenge) savings of kshs.200.
Holiday Savings
- Are you a holiday lover?
- The account is open to all customers
- Minimum weekly savings kshs.200.
- No monthly ledger fees.
- Withdrawable twice in a year.
- Proposed interest rate 7% p.a.
Institution Savings
- Ideal for churches, schools, hospitals
- The customers can deposit in this account at no cost
- A convenient and safe point for school fees payments.
- The institution can qualify for asset financing, Advance, STL and MTL
